BDO Personal Loan

low interest rates, easy payment terms on your financing needs such as:

• Home Renovation / Upgrades
• Tuition / Education
• Furniture
• Appliances / Electronic Gadgets
• Vacation / Travel
• Balance Transfer / Debt Consolidation
• Special Events
• Health and Wellness
• Medical Emergencies

See sample computation for a P50,000 cash loan payable in 24 equal monthly installments:

Desired Amount	x	Factor Rate (of chosen tenor)	=	Fixed Monthly Amortization
P50,000		0.054166667		P2,708.33

• The computation above will serve as your guide. BDO at its sole discretion, shall determine the final amount and term to be approved.
• The computed fixed monthly amortization using the factor rates indicated below may differ from the monthly amortization computed and generated by the BDO system due to the rounding-off of the factor rate, which is automated in BDO's system.

• Interest Rate Table

  Tenor	Factor Rate	Monthly Add-on Rate	Effective Rate/Annum
  6	0.179666667	1.30%	26.27%
  12	0.095833333	1.25%	26.62%
  18	0.068055556	1.25%	26.75%
  24	0.054166667	1.25%	26.58%
  36	0.040277778	1.25%	25.98%

  *Rates are valid beginning April 27, 2009. Interest rates may be subject to change by Banco de Oro ("BDO") in accordance with the prevailing market rates for similar transactions and terms
• Product Features
• Minimum application Requirements
• Document Requirements
• Application Instructions
• Fees and Charges
• Apply Now!

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